Licensed Professional
15+ Years Experience
5,000+ Families Protected
Free 60-Second Assessment
Your Benefits Cover Less Than You Think — Find the Critical Gaps in 60 Seconds
97% of people discover critical coverage gaps only when it's too late. This exclusive assessment reveals exactly where you're vulnerable — and how to fix it.
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4.9/5 RatingWhy This Matters
Hospital stay can wipe savings
Even with insurance, out-of-pocket costs can devastate your financial security.
A diagnosis can derail income
Critical illness often means time off work when you need income most.
Even strong workplace/personal plans leave dangerous gaps
Most coverage has limitations that become apparent only when you need it.
Meet Your Guide
Nigel Diljohn has been a licensed insurance representative for over six years, specializing in Living Benefits — coverage that pays while you're alive.
I help families, business owners, and self-employed professionals:
Get cash if hospitalized from illness or injury
Protect income during life's toughest moments
Access coverage even when others say they're "uninsurable"
This niche focus sets me apart in the industry, with one clear mission: keep you and your family financially secure when life hits hardest.
Who I serve:
Families seeking comprehensive protection
Business owners protecting their enterprises
Self-employed professionals securing their future